Do you have to pay for everything on your own if you were harmed in a single-car collision, including medical care, time off work, and car repairs? Do you ever find yourself entitled to compensation from a third party? Depending on the specifics, additional parties may be financially responsible for your accident.
Consider consulting about your options with a certified attorney Alex Freeburg.
Reasons Why People Have Accidents While Driving Alone
Research conducted by the NHTSA identified the following as the leading contributors to single-vehicle collisions:
- To drive while sleepy or tired
- Drunk driving
- Roads with lots of twists and turns
- Extremely bad weather
- Incompetent motorists
- Dangers on the road
Is it possible to file a claim for damages in a car accident, even if no other vehicles were involved?
Compensation may be sought even in the case of a single-car accident, albeit this will depend on the specifics. You might be entitled to seek financial restitution from the party responsible for the accident if it was not your actions that caused the collision.
The following are typical instances of single-vehicle incidents in which third parties might be held liable:
- Another motorist – A collision may have been caused by a motorist who was not even in one of the affected vehicles. To provide just one example, the other driver may be responsible for your damages if they suddenly veer into your lane without warning, forcing you to swerve out of the road and crash into a tree.
- Manufacturer of defective parts – A motorist could lose control of their vehicle and cause an accident if a faulty component fails while the car is in motion. The component’s maker might be held responsible in this scenario.
- In the event of an accident caused by potholes or other road hazards, the government entity responsible for maintaining the road may be held liable.
Can the passengers sue for damages if the driver causes a single-vehicle accident?
If you were a passenger in a single-car accident and were injured, you may be able to file a claim for damages against the at-fault driver. The at-fault driver’s auto insurance policy’s liability coverage may tend to your financial needs. MedPay coverage, if the driver had it, may potentially pay for medical expenses. You may be entitled to collect uninsured/underinsured motorist (UM/UIM) compensation from your auto insurance if the other driver had no insurance or insufficient coverage.